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Live Oak Bancshares LOB Net Interest Income

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.37B+9.0%
Bank of America logo
Bank of AmericaBAC
$15.75B+9.0%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$12.1B+5.2%
The Bancorp logo
The BancorpTBBK
$88.81M-3.2%
OFG Bancorp logo
OFG BancorpOFG
$153.81M+3.2%
National Bank Holdings logo
National Bank HoldingsNBHC
$108.8M+25.5%

Other financials

Income statement

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Revenue$145.5M+18.4%
Net income$30.0M+209%
EPS (diluted)$0.60+186%

Balance sheet

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Cash & equivalents$816.1M+9.7%
Total debt$99.7M-9.5%
Total equity$1.3B+24.4%
Total assets$15.3B+12.5%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.84B+25.8%
Enterprise value$1.13B+39.8%
P/E14.6×-10.0×
P/S3.1×+0.1×

Profitability

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Net margin21.1%+9.1pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11%+4.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Live Oak Bancshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Live Oak Bancshares's net interest income?
Live Oak Bancshares (LOB) reported net interest income of $119.4M in Q1 2026.
How has Live Oak Bancshares's net interest income changed year-over-year?
Live Oak Bancshares's net interest income increased by 18.8% year-over-year, from $100.53M to $119.4M.
What is the long-term trend for Live Oak Bancshares's net interest income?
Over 4 years (2021 to 2025), Live Oak Bancshares's net interest income has grown at a 10.9% compound annual growth rate (CAGR), from $296.79M to $448.36M.
What does net interest income mean?
The difference between interest earned on loans and investments and the interest paid on deposits and other borrowings. It serves as the primary driver of a bank's core profitability and reflects the effectiveness of its asset-liability management.