Where do Live Oak Bancshares's ratios come from?

Every ratio is computed from Live Oak Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Live Oak Bancshares LOB Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	21.1%+9.1pp	18.4%+2.6pp	13.1%-4.2pp	10.9%-12.1pp	12%-9.8pp
Returns
Return on equity	11%+4.9pp	9.4%+1.3pp	6.3%-2.7pp	5.5%-6.8pp	6.1%-5.5pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Valuation
Market capitalization	$1.53B+25.8%	$1.58B-11.9%	$1.61B-24.4%	$1.34B-14.5%	$1.21B-34.6%
Price / earnings	12.1×-8.3×	14.9×-8.2×	23.2×-2.3×	23.9×+9.7×	20.4×+2.0×
Price / sales	2.6×+0.1×	2.7×-0.9×	3×-1.4×	2.6×-0.6×	2.5×-1.6×
Price / book	1.2×0.0×	1.3×-0.5×	1.3×-0.8×	1.3×-0.4×	1.2×-0.8×
Dividend yield	0.4%-0.1pp	0.3%0.0pp	0.3%+0.1pp	0.4%+0.1pp	0.4%+0.2pp

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Questions, answered.

Where do Live Oak Bancshares's ratios come from?: Every ratio is computed from Live Oak Bancshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.