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FY'25FY'24FY'23FY'22
Profitability
Gross margin76.9%81%-7.9pp88.9%-2.5pp
EBITDA margin-1.2%54.9%
Efficiency
Asset turnover0.3×0.3×-0.2×0.5×-0.2×
Liquidity
Current ratio4.5×-1.3×5.8×-8.2×14.1×-4.5×18.6×+1.8×
Quick ratio4.5×-1.3×5.8×-8.2×14.1×-4.5×18.6×+1.8×
Cash ratio3.8×-1.6×5.4×-6.6×12×-1.8×13.8×+3.9×
Leverage
Debt-to-equity1.2×-0.7×1.8×+1.1×0.7×0.0×0.7×-0.2×
Debt-to-assets0.4×-0.1×0.5×+0.1×0.4×0.0×0.4×-0.1×
Interest coverage-0.4×+5.4×-5.8×16.7×-8.9×
Per Share
Book value per share$0.63-3.5%$0.66-61.3%$1.69+0.4%$1.69+34.0%
Valuation
Market capitalization$369.17M+47.5%$712.52M-29.9%$1.02B+19.7%$848.9M-70.1%
Enterprise value$269.29M+86.4%$602.36M-34.3%$917.26M+15.7%$792.46M-72.4%
Price / sales4.1×8.6×+3.9×4.7×-8.4×
Price / book4.9×+1.8×9.1×+4.2×4.9×+1.0×-13.9×
EV / sales7.8×+3.4×4.4×-8.9×

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Questions, answered.

What are Open Lending Corporation's profit margins?
Open Lending Corporation (LPRO) runs a 77.2% gross margin and a 32.6% operating margin, with a 20.8% net margin.
Where do Open Lending Corporation's ratios come from?
Every ratio is computed from Open Lending Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.