Open Lending Corporation LPRO Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | 76.9%— | —— | 81%-7.9pp | 88.9%-2.5pp | |
| EBITDA margin | -1.2%— | —— | —— | 54.9%— | |
| Efficiency | |||||
| Asset turnover | 0.3×— | —— | 0.3×-0.2× | 0.5×-0.2× | |
| Liquidity | |||||
| Current ratio | 4.5×-1.3× | 5.8×-8.2× | 14.1×-4.5× | 18.6×+1.8× | |
| Quick ratio | 4.5×-1.3× | 5.8×-8.2× | 14.1×-4.5× | 18.6×+1.8× | |
| Cash ratio | 3.8×-1.6× | 5.4×-6.6× | 12×-1.8× | 13.8×+3.9× | |
| Leverage | |||||
| Debt-to-equity | 1.2×-0.7× | 1.8×+1.1× | 0.7×0.0× | 0.7×-0.2× | |
| Debt-to-assets | 0.4×-0.1× | 0.5×+0.1× | 0.4×0.0× | 0.4×-0.1× | |
| Interest coverage | -0.4×+5.4× | -5.8×— | —— | 16.7×-8.9× | |
| Per Share | |||||
| Book value per share | $0.63-3.5% | $0.66-61.3% | $1.69+0.4% | $1.69+34.0% | |
| Valuation | |||||
| Market capitalization | $369.17M+47.5% | $712.52M-29.9% | $1.02B+19.7% | $848.9M-70.1% | |
| Enterprise value | $269.29M+86.4% | $602.36M-34.3% | $917.26M+15.7% | $792.46M-72.4% | |
| Price / sales | 4.1×— | —— | 8.6×+3.9× | 4.7×-8.4× | |
| Price / book | 4.9×+1.8× | 9.1×+4.2× | 4.9×+1.0× | 4×-13.9× | |
| EV / sales | 3×— | —— | 7.8×+3.4× | 4.4×-8.9× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Open Lending Corporation's profit margins?
- Open Lending Corporation (LPRO) runs a 77.2% gross margin and a 32.6% operating margin, with a 20.8% net margin.
- Where do Open Lending Corporation's ratios come from?
- Every ratio is computed from Open Lending Corporation's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
