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Retained Earnings at other companies

Henry (Jack) & Associates logo
Henry (Jack) & AssociatesJKHY
$3.64B+10.6%
Green Dot logo
Green DotGDOT
$698.49M-9.2%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
-$364.2M+11.9%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
-$657.55M+46.7%
Pagaya Technologies logo
Pagaya TechnologiesPGY
-$837.96M+10.5%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$114.37M+46.2%

Other financials

Income statement

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Revenue$20.5M-16.0%
Gross profit$15.6M-14.6%
Operating income-$633.0K-183%
Net income-$460.0K-175%
EPS (diluted)$0.00-100%

Balance sheet

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Cash & equivalents$185.0M-25.1%
Total debt$85.1M-39.7%
Total equity$75.3M-5.7%
Total assets$231.1M-24.0%

Cash flow

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Operating cash flow-$764.0K+80.1%
CapEx--100%
Free cash flow-$764.0K+80.3%

Valuation

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Market cap$369.17M+47.5%
Enterprise value$269.29M+86.4%
P/S4.1×

Profitability

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Gross margin77.2%
Operating margin32.6%-30.1pp
Net margin20.8%-27.5pp
FCF margin58.3%-4.1pp

Returns & leverage

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Return on equity-102.5%
Debt / equity1.1×-0.6×
Current ratio4.4×-1.8×

Where this comes from

Reported directly by Open Lending Corporation in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Open Lending Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Open Lending Corporation's retained earnings?
Open Lending Corporation (LPRO) reported retained earnings of -$333.46M in Q1 2026.
How has Open Lending Corporation's retained earnings changed year-over-year?
Open Lending Corporation's retained earnings decreased by 1.6% year-over-year, from -$328.14M to -$333.46M.
What is the long-term trend for Open Lending Corporation's retained earnings?
Over 5 years (2020 to 2025), Open Lending Corporation's retained earnings has grown at a -4.9% compound annual growth rate (CAGR), from -$428.41M to -$333M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.