Medallion Financial MFIN Business Segments
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profit Loss by Business | ||||||
| Commercial Lending | $10.15M-30.5% | $14.6M+25.7% | $11.62M-3.0% | $11.98M+30.8% | $9.16M+17.0% | |
| Consumer Lending | $29.46M-5.1% | $31.05M-22.7% | $40.19M+6.4% | $37.77M+9.4% | $34.53M+6.4% | |
| Taxi Medallion Lending | $3.01M-7.0% | $3.24M+6.1% | $3.05M+39.6% | $2.19M+16.3% | $1.88M-5.9% | |
| Loans And Leases Receivable Net Reported Amount Covered by Business | ||||||
| Commercial Lending | $499.22M+0.7% | $495.67M+2.4% | $483.87M+5.4% | $458.89M+2.5% | $447.67M+2.2% | |
| Consumer Lending | $6.44B+2.0% | $6.31B+1.2% | $6.24B+0.8% | $6.19B+0.8% | $6.14B+3.0% | |
| Taxi Medallion Lending | $5.38M-8.9% | $5.9M-11.0% | $6.63M-20.7% | $8.37M-18.7% | $10.28M-15.7% | |
| Interest Income Expense Operating by Business | ||||||
| Commercial Lending | $16.01M+0.7% | $15.9M+10.5% | $14.39M+3.3% | $13.92M+1.6% | $13.71M-2.2% | |
| Consumer Lending | $212.89M+1.7% | $209.32M+1.4% | $206.4M+1.0% | $204.28M+1.8% | $200.67M+3.4% | |
| Taxi Medallion Lending | $411K-4.9% | $432K+11.3% | $388K-19.3% | $481K-19.7% | $599K-9.1% | |
| Interest Income Expense Net by Business | ||||||
| Commercial Lending | $10.85M-2.1% | $11.08M+12.5% | $9.85M+2.9% | $9.57M+1.2% | $9.46M-2.6% | |
| Consumer Lending | $158.67M+0.8% | $157.36M+1.5% | $155.07M+0.8% | $153.87M+1.1% | $152.15M+2.8% | |
| Taxi Medallion Lending | $320K-10.9% | $359K+18.5% | $303K-20.7% | $382K-25.5% | $513K-7.9% | |
| Net Interest Margin by Business | ||||||
| Commercial Lending | 25.1%-1.4pp | 26.5%— | —— | —— | —— | |
| Interest Expense Net by Business | ||||||
| Commercial Lending | $5.16M+7.0% | $4.82M+6.3% | $4.54M+4.3% | $4.35M+2.4% | $4.25M-1.0% | |
| Consumer Lending | $54.22M+4.3% | $51.97M+1.2% | $51.33M+1.8% | $50.41M+3.9% | $48.52M+5.2% | |
| Taxi Medallion Lending | $91K+24.7% | $73K-14.1% | $85K-14.1% | $99K+15.1% | $86K-15.7% | |
| Income Tax Expense Benefit by Business | ||||||
| Commercial Lending | $4.37M-32.7% | $6.5M+23.0% | $5.28M-2.0% | $5.39M+30.7% | $4.13M+12.7% | |
| Consumer Lending | $13.61M-1.2% | $13.77M-24.7% | $18.3M+7.1% | $17.08M+7.5% | $15.88M+4.6% | |
| Taxi Medallion Lending | $1.35M-6.1% | $1.44M+4.4% | $1.38M+38.3% | $996K+18.3% | $842K-9.8% | |
| Total Assets by Business | ||||||
| Commercial Lending | $464.47M+0.4% | $462.48M+2.1% | $453.13M+4.6% | $433.02M+1.5% | $426.6M+1.7% | |
| Consumer Lending | $6.2B+1.8% | $6.09B+1.0% | $6.03B+0.7% | $5.99B+0.7% | $5.95B+3.0% | |
| Taxi Medallion Lending | $19.38M-13.5% | $22.4M-9.1% | $24.64M-3.9% | $25.65M-5.5% | $27.15M-6.1% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Commercial Lending | $14.52M-31.2% | $21.1M+24.9% | $16.9M-2.7% | $17.37M+30.7% | $13.29M+15.6% | |
| Consumer Lending | $43.07M-3.9% | $44.82M-23.4% | $58.49M+6.6% | $54.85M+8.8% | $50.42M+5.8% | |
| Taxi Medallion Lending | $4.36M-6.7% | $4.68M+5.6% | $4.43M+39.1% | $3.18M+16.9% | $2.72M-7.1% | |
| Interest Income Expense After Provision For Loan Loss by Business | ||||||
| Commercial Lending | $4.48M+118% | $2.05M-9.2% | $2.26M-28.1% | $3.15M-42.4% | $5.47M-36.6% | |
| Consumer Lending | $83.19M-0.3% | $83.45M-5.7% | $88.48M+2.3% | $86.49M+2.6% | $84.32M+5.4% | |
| Taxi Medallion Lending | $2.85M-22.1% | $3.65M-28.3% | $5.1M-14.1% | $5.93M-7.6% | $6.42M-2.6% | |
| Net Interest Margin Net Of Allowance Percentage by Business | ||||||
| Commercial Lending | 27.3%-1.2pp | 28.5%— | —— | —— | —— | |
| Debt Longterm And Shortterm Combined Amount by Business | ||||||
| Commercial Lending | $376.21M+0.1% | $375.76M+1.6% | $369.87M+4.1% | $355.44M+0.6% | $353.17M+1.8% | |
| Consumer Lending | $5.02B+1.5% | $4.95B+0.5% | $4.92B+0.1% | $4.92B-0.1% | $4.92B+3.1% | |
| Taxi Medallion Lending | $15.68M-13.9% | $18.2M-9.6% | $20.13M-4.4% | $21.07M-6.3% | $22.47M-5.9% | |
| Interest Yield by Business | ||||||
| Commercial Lending | 38%+0.4pp | 37.6%— | —— | —— | —— | |
| Provision For Loan Losses Expensed by Business | ||||||
| Commercial Lending | $6.37M-29.4% | $9.03M+19.0% | $7.59M+18.1% | $6.43M+61.0% | $3.99M+265% | |
| Consumer Lending | $75.48M+2.1% | $73.91M+11.0% | $66.59M-1.2% | $67.38M-0.7% | $67.84M-0.2% | |
| Taxi Medallion Lending | -$2.53M+23.3% | -$3.29M+31.3% | -$4.79M+13.7% | -$5.55M+6.0% | -$5.91M+2.1% | |
| Delinquency Status by Business | ||||||
| Consumer Lending | 1.9%+0.1pp | 1.8%+0.1pp | 1.7%+0.1pp | 1.6%+0.1pp | 1.6%0.0pp | |
| Financing Receivable Nonaccrual Percent Past Due1 by Product | ||||||
| Construction | 54%-3.0pp | 57%-2.0pp | 59%+2.0pp | 57%+4.0pp | 53%-1.0pp | |
| Manufacturing | 238%+4.0pp | 234%+6.0pp | 228%+1.0pp | 227%+2.0pp | 225%+5.0pp | |
| Other Product Lines | 40%0.0pp | 40%0.0pp | 40%0.0pp | 40%0.0pp | 40%0.0pp | |
| Roofing | 114%-8.0pp | 122%-8.0pp | 130%-9.0pp | 139%-10.0pp | 149%-5.0pp | |
| Swimming Pools | 128%+6.0pp | 122%+5.0pp | 117%+7.0pp | 110%+9.0pp | 101%+9.0pp | |
| Wholesale Trade | 43%-1.0pp | 44%-1.0pp | 45%-1.0pp | 46%0.0pp | 46%0.0pp | |
| Windows | 44%-2.0pp | 46%-2.0pp | 48%-2.0pp | 50%-2.0pp | 52%0.0pp | |
| Concentration Risk % by Product | ||||||
| Cars | 15%+2.0pp | 13%-1.8pp | 14.8%-2.7pp | 17.5%-1.8pp | 19.3%+8.3pp | |
| Financing Receivable Nonaccrual Percent Past Due1 by Geography | ||||||
| FL | 43%0.0pp | 43%0.0pp | 43%+3.0pp | 40%0.0pp | 40%0.0pp | |
| Other States | 40%0.0pp | 40%0.0pp | 40%0.0pp | 40%0.0pp | 40%0.0pp | |
| TX | 66%+1.0pp | 65%+1.0pp | 64%0.0pp | 64%0.0pp | 64%0.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Medallion Financial break its business down?
- Medallion Financial (MFIN) reports profit loss by business across 3 parts — Commercial Lending, Consumer Lending and Taxi Medallion Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Medallion Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Medallion Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.