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Time deposits at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$41.44B+39.6%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$164.6M+553%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$451.98M-10.2%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$133.79M+3.0%
RBB Bancorp logo
RBB BancorpRBB
$773.55M-13.4%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$573.0K-98.3%
Net income$4.1M+67.1%
EPS (diluted)$0.64

Balance sheet

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Cash & equivalents$33.0M+79.7%
Total debt$5.9M-8.3%
Total equity$215.0M+2.6%
Total assets$2.2B0.0%

Cash flow

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Operating cash flow$6.6M+355%
CapEx$101.0K+83.6%
Free cash flow$6.5M+366%

Valuation

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Market cap$175.72M+22.1%
P/E10.2×
P/S1.7×+1.0×

Profitability

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Net margin16.9%+13.3pp
FCF margin15.4%+8.3pp

Returns & leverage

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Return on equity8.1%+5.9pp
Debt / equity0.0×

Where this comes from

Reported directly by MainStreet Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: MainStreet Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MainStreet Bancshares, Inc.'s time deposits?
MainStreet Bancshares, Inc. (MNSBP) reported time deposits of $750.44M in Q1 2026.
How has MainStreet Bancshares, Inc.'s time deposits changed year-over-year?
MainStreet Bancshares, Inc.'s time deposits decreased by 8.6% year-over-year, from $821M to $750.44M.
What is the long-term trend for MainStreet Bancshares, Inc.'s time deposits?
Over 5 years (2020 to 2025), MainStreet Bancshares, Inc.'s time deposits has grown at a 9.4% compound annual growth rate (CAGR), from $496.74M to $779.84M.
What does time deposits mean?
These are interest-bearing deposits, such as certificates of deposit, that have a specified maturity date and often carry penalties for early withdrawal. They provide the bank with predictable, longer-term funding, though they typically represent a higher cost of funds compared to core transaction accounts.