Skip to content

Time deposits at other companies

M&T Bank logo
M&T BankMTB
$13.08B-6.4%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$164.6M+553%
RBB Bancorp logo
RBB BancorpRBB
$773.55M-13.4%
OP Bancorp logo
OP BancorpOPBK
$743.15M+21.7%
JPMorgan Chase logo
JPMorgan ChaseJPM
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

See full
Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

See full
Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

See full
Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

See full
Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

See full
Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

See full
Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: Pathfinder Bancorp’s 10-K, filed March 30, 2026, on SEC EDGAR. View the filing →

Ask your AI about Pathfinder Bancorp's time deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Pathfinder Bancorp's time deposits?
Pathfinder Bancorp (PBHC) reported time deposits of $451.98M in Q4 2025.
How has Pathfinder Bancorp's time deposits changed year-over-year?
Pathfinder Bancorp's time deposits decreased by 10.2% year-over-year, from $503.19M to $451.98M.
What is the long-term trend for Pathfinder Bancorp's time deposits?
Over 5 years (2020 to 2025), Pathfinder Bancorp's time deposits has grown at a 2.6% compound annual growth rate (CAGR), from $397.05M to $451.98M.
What does time deposits mean?
Includes all interest-bearing deposits with a specified maturity date, such as certificates of deposit, which require notice for withdrawal. These instruments are a primary source of term funding for the bank's lending activities. Analyzing the volume and maturity profile of these deposits is essential for managing interest rate risk and net interest margin.