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SR Bancorp, Inc. SRBK Time deposits

Time deposits at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$41.44B+39.6%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$451.98M-10.2%
OP Bancorp logo
OP BancorpOPBK
$743.15M+21.7%
RBB Bancorp logo
RBB BancorpRBB
$773.55M-13.4%
JPMorgan Chase logo
JPMorgan ChaseJPM
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

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Revenue$8.4M+6.4%
Net income$886.0K+65.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$63.7M+2.3%
Total debt$53.0M+65.6%
Total equity$184.5M-5.4%
Total assets$1.1B+6.5%

Cash flow

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Operating cash flow$2.0M-21.9%
CapEx$133.0K+79.7%
Free cash flow$1.9M-24.9%

Valuation

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Market cap$146.31M+22.0%
Enterprise value$135.63M+8.2%
P/E31.6×+8.3×
P/S4.6×

Profitability

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Net margin-27.5%-37.6pp
FCF margin-22.7%

Returns & leverage

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Return on equity2.4%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by SR Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit.

The official record: SR Bancorp, Inc.’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SR Bancorp, Inc.'s time deposits?
SR Bancorp, Inc. (SRBK) reported time deposits of $164.6M in Q1 2026.
How has SR Bancorp, Inc.'s time deposits changed year-over-year?
SR Bancorp, Inc.'s time deposits increased by 553.2% year-over-year, from $25.2M to $164.6M.
What is the long-term trend for SR Bancorp, Inc.'s time deposits?
Over 3 years (2022 to 2025), SR Bancorp, Inc.'s time deposits has grown at a 139.1% compound annual growth rate (CAGR), from $10.63M to $145.3M.
What does time deposits mean?
Represents interest-bearing deposit accounts with a specified maturity date, such as certificates of deposit. These deposits provide a more stable and predictable funding base compared to demand deposits, though they typically carry higher interest costs. Investors monitor these to assess the bank's cost of funds and its ability to manage interest rate risk.