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M&T Bank MTB Commercial Bank — Net Income

Other segment segments

Retail Bank
$344M-0.9%
Institutional Services and Wealth Management
$112M-7.4%
All Other
-$42M+63.5%

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$127.64M+11.9%
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$64.41M+125%
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$31.38M+2.1%

Other financials

Income statement

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Revenue$2.4B+5.9%
Net income$664.0M+13.7%
EPS (diluted)$4.13+24.4%

Balance sheet

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Cash & equivalents$16.3B-28.2%
Total debt$26.8B+97.7%
Total equity$28.0B-3.5%
Total assets$214.74B+2.1%

Cash flow

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Operating cash flow$1.0B+59.4%
CapEx$96.0M+284%
Free cash flow$916.0M+50.2%

Valuation

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Market cap$34.86B+12.6%
Enterprise value$45.33B+0.2%
P/E11.9×+0.4×
P/S3.6×+0.3×

Profitability

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Net margin29.8%+1.5pp
FCF margin32.2%-5.2pp

Returns & leverage

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Return on equity10.3%+0.9pp
Debt / equity+0.5×

Where this comes from

Reported directly by M&T Bank in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: M&T Bank’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is M&T Bank's commercial bank — net income?
M&T Bank (MTB) reported commercial bank — net income of $250M in Q1 2026.
How has M&T Bank's commercial bank — net income changed year-over-year?
M&T Bank's commercial bank — net income increased by 8.2% year-over-year, from $231M to $250M.
What is the long-term trend for M&T Bank's commercial bank — net income?
Over 4 years (2021 to 2025), M&T Bank's commercial bank — net income has grown at a 2.7% compound annual growth rate (CAGR), from $813M to $904M.
What does commercial bank — net income mean?
This metric represents the total profit generated by the commercial banking segment after accounting for all operating expenses, provision for credit losses, and applicable income taxes. It reflects the bottom-line financial performance of the business unit dedicated to serving commercial and industrial clients.