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MVB Financial Corp. MVBF Payment card and service charge income

Payment card and service charge income at other companies

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Other financials

Income statement

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Revenue$51.1M+51.4%
Net income$12.3M+512%
EPS (diluted)$0.93+520%

Balance sheet

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Cash & equivalents$312.6M-21.7%
Total debt$26.1M-6.9%
Total equity$334.0M+9.3%
Total assets$3.5B+10.0%

Cash flow

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Operating cash flow-$23.3M-265%
CapEx$329.0K+72.3%
Free cash flow-$23.4M-269%

Valuation

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Market cap$394.47M+34.7%
P/E10.2×-6.9×
P/S2.1×+0.1×

Profitability

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Net margin20.6%+9.0pp
FCF margin12.8%-6.2pp

Returns & leverage

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Return on equity8.4%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by MVB Financial Corp. in its filing.

Tagged under the XBRL concept mvbf:FeesAndCommissionsDepositorAccounts1.

The source filing: MVB Financial Corp.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:43 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001277902-26-000084
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Provision for credit losses4,6771,9906,5312,167
Net interest income after provision for credit losses27,59723,79054,19550,289
NONINTEREST INCOME
Payment card and service charge income6,0084,65311,0949,638
Insurance income8054148
(Loss) gain on sale of available-for-sale securities, net(26)90(26)48
Gain on sale of equity securities, net926118926118
Loss on derivatives, net(677)(677)

Item 1 – Financial Statements

FAQ

What is MVB Financial Corp.'s payment card and service charge income?
MVB Financial Corp. (MVBF) reported payment card and service charge income of $6.01M in Q2 2026.
How has MVB Financial Corp.'s payment card and service charge income changed year-over-year?
MVB Financial Corp.'s payment card and service charge income increased by 29.1% year-over-year, from $4.65M to $6.01M.
What is the long-term trend for MVB Financial Corp.'s payment card and service charge income?
Over 2 years (2023 to 2025), MVB Financial Corp.'s payment card and service charge income has grown at a 13.9% compound annual growth rate (CAGR), from $13.78M to $17.87M.
What does payment card and service charge income mean?
Payment card and service charge income as reported by MVB Financial Corp. Common Stock.

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