What is Navient's business processing — noninterest income?

Navient (NAVI) reported business processing — noninterest income of $0 in Q2 2026.

What is the long-term trend for Navient's business processing — noninterest income?

Over 4 years (2021 to 2025), Navient's business processing — noninterest income has grown at a -53.4% compound annual growth rate (CAGR), from $488M to $23M.

What does business processing — noninterest income mean?

Measures the total revenue generated by the business processing segment excluding interest-based income. It reflects the segment's ability to earn fees and service charges from its core business processing activities.

Navient (NAVI) Business Processing — Noninterest Income

Screener

Other segment segments

All Other Segments

$17M-15.0%

Federal Education Loans

$8M-20.0%

Similar metrics at other companies

RBCAARepublic Processing Group — Noninterest Income

$8.3M+15.7%

ABRStructured Business — Noninterest Income

$10.28M+59.1%

ABRAgency Business — Noninterest Income

$47.26M-9.6%

RCSmall Business Lending — Noninterest Income

$10.09M-58.2%

FHBCommercial Banking Business — Noninterest Income

$18.6M+4.8%

FHBRetail Banking Business — Noninterest Income

$28.14M+5.6%

Other financials

Income statement

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Revenue$43.0M-46.9%

Net income$25.0M+78.6%

EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%

Total debt$44.3B-5.9%

Total equity$3.0B+4.7%

Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%

Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%—

Returns & leverage

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Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 4:09 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001193125-26-340245

(Dollars in millions)	Total GAAP	Adjustments / Reclassi-fications	Adjustments / Additions/(Subtractions)	Adjustments / Total Adjustments (1)	Total Core Earnings	Reportable Segments / Consumer Lending	Reportable Segments / Federal Education Loans	Reportable Segments / Business Processing	Reportable Segments / Other
Servicing revenue	10					2	8	—	—
Asset recovery and business processing revenue	—					—	—	—	—
Other revenue	18					—	—	—	17
Total other income	28	(1)	—	(1)	27	2	8	—	17
Expenses:
Direct operating expenses	57					42	15	—	—
Unallocated shared services expenses	25					—	—	—	25
Operating expenses(2)	82	—	—	—	82	42	15	—	25

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FAQ

What is Navient's business processing — noninterest income?: Navient (NAVI) reported business processing — noninterest income of $0 in Q2 2026.
What is the long-term trend for Navient's business processing — noninterest income?: Over 4 years (2021 to 2025), Navient's business processing — noninterest income has grown at a -53.4% compound annual growth rate (CAGR), from $488M to $23M.
What does business processing — noninterest income mean?: Measures the total revenue generated by the business processing segment excluding interest-based income. It reflects the segment's ability to earn fees and service charges from its core business processing activities.