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Navient NAVI Federal Education Loans — Noninterest Income

Other segment segments

All Other Segments
$5M-66.7%
Consumer Lending
$3M
Business Processing
$0-100%

Similar metrics at other companies

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$142.19M+170%
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$151K+22.8%
Morgan Stanley logo
MSNoninterest Income
$17.88B+16.2%
First BanCorp logo
FBPNoninterest Income
$37.69M+5.5%
ESQ
ESQFinancial Service — Noninterest Income
$5.14M+4.7%

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's federal education loans — noninterest income?
Navient (NAVI) reported federal education loans — noninterest income of $8M in Q1 2026.
How has Navient's federal education loans — noninterest income changed year-over-year?
Navient's federal education loans — noninterest income decreased by 20.0% year-over-year, from $10M to $8M.
What is the long-term trend for Navient's federal education loans — noninterest income?
Over 4 years (2021 to 2025), Navient's federal education loans — noninterest income has grown at a -36.8% compound annual growth rate (CAGR), from $238M to $38M.
What does federal education loans — noninterest income mean?
This reflects all revenue streams within the federal education loan segment that are not derived from interest-bearing assets, such as servicing fees and processing charges. It provides insight into the diversification of the segment's revenue model. A higher proportion of noninterest income reduces reliance on interest rate spreads.