Skip to content

Navient NAVI Consumer Lending — Cash And Investments Interest Income Loss

Other segment segments

Federal Education Loans
$8M-20.0%
All Other Segments
$5M0.0%
Business Processing
$0

Similar metrics at other companies

Wells Fargo & Company logo
WFCConsumer Banking and Lending — Net interest income (expense)
$7.55B+7.3%
Pathward Financial, Inc. logo
CASHConsumer — Interest Income (Expense), after Provision for Loan Loss
$43.02M-2.0%
Capital One Financial logo
COFConsumer Banking — Net interest income (loss)
$2.23B+14.7%
Wells Fargo & Company logo
WFCConsumer Banking and Lending — Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest
$2.59B+12.6%
Pathward Financial, Inc. logo
CASHConsumer — Net Interest Income
$66.18M-12.5%
Western Alliance Bancorporation logo
WALConsumer Related Segment — Net interest income (expense) after provision for credit losses
$478.2M+21.3%

Other financials

Income statement

See full
Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

See full
Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

See full
Operating cash flow-$47.0M-166%

Valuation

See full
Market cap$795.15M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

See full
Net margin48.3%

Returns & leverage

See full
Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept navi:CashAndInvestmentsInterestIncomeLoss.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Navient's consumer lending — cash and investments interest income loss.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Navient's consumer lending — cash and investments interest income loss?
Navient (NAVI) reported consumer lending — cash and investments interest income loss of $4M in Q1 2026.
How has Navient's consumer lending — cash and investments interest income loss changed year-over-year?
Navient's consumer lending — cash and investments interest income loss decreased by 20.0% year-over-year, from $5M to $4M.
What is the long-term trend for Navient's consumer lending — cash and investments interest income loss?
Over 3 years (2022 to 2025), Navient's consumer lending — cash and investments interest income loss has grown at a 26.0% compound annual growth rate (CAGR), from $10M to $20M.
What does consumer lending — cash and investments interest income loss mean?
Represents the interest income earned or losses incurred on the cash and investment balances held by the consumer lending segment. This metric captures the yield generated from the segment's idle liquidity or short-term investment strategies. It highlights the efficiency of the segment's treasury management in generating returns on non-loan assets.