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Navient NAVI Consumer Lending — Restructuring Charges
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Where this comes from
Reported directly by Navient in its filing.
Tagged under the XBRL concept us-gaap:RestructuringCharges.
The source filing: Navient’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:09 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001193125-26-340245
| (Dollars in millions) | Total GAAP | Adjustments / Reclassi-fications | Adjustments / Additions/(Subtractions) | Adjustments / Total Adjustments (1) | Total Core Earnings | Reportable Segments / Consumer Lending | Reportable Segments / Federal Education Loans | Reportable Segments / Business Processing | Reportable Segments / Other |
|---|---|---|---|---|---|---|---|---|---|
| Unallocated shared services expenses | 25 | — | — | — | 25 | ||||
| Operating expenses(2) | 82 | — | — | — | 82 | 42 | 15 | — | 25 |
| Goodwill and acquired intangible asset impairment and amortization | — | — | — | — | — | — | — | — | — |
| Restructuring/other reorganization expenses | 3 | — | — | — | 3 | — | — | — | 3 |
| Total expenses | 85 | — | — | — | 85 | 42 | 15 | — | 28 |
| Income (loss) before income tax expense (benefit) | 39 | — | (3) | (3) | 36 | 35 | 33 | — | (32) |
| Income tax expense (benefit)(3) | 14 | — | (5) | (5) | 9 | 8 | 7 | — | (6) |
| Net income (loss) | $25 | — | $2 | $2 | $27 | $27 | $26 | — | $(26) |
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FAQ
- What is Navient's consumer lending — restructuring charges?
- Navient (NAVI) reported consumer lending — restructuring charges of $0 in Q2 2026.
- What does consumer lending — restructuring charges mean?
- Represents one-time costs associated with reorganizing business operations, such as severance, facility closures, or asset write-downs within the consumer lending segment. These charges are typically excluded from core operating performance to provide a clearer view of recurring profitability. Monitoring these helps investors assess the impact of strategic shifts or efficiency initiatives on segment earnings.
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