What is Navient's provision for credit losses?

Navient (NAVI) reported provision for credit losses of $100M in Q1 2026.

How has Navient's provision for credit losses changed year-over-year?

Navient's provision for credit losses increased by 12.4% year-over-year, from $89M to $100M.

What does provision for credit losses mean?

Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Navient NAVI Provision for Credit Losses

Provision for Credit Losses at other companies

SLMSLM

$45.92M+3.3%

SoFi Technologies, Inc.SOFI

$8.9M+56.7%

WaFd, Inc.WAFD

$4M+45.5%

Independent Bank CorporationIBCP

$362K-49.8%

The BancorpTBBK

$27.6M-41.1%

First Financial CorporationTHFF

$2.55M+30.8%

Segments

By segment

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Consumer Lending$22M—

Federal Education Loans$9M+213%

All Other Segments$0—

Business Processing$0—

Other financials

Income statement

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Revenue$43.0M-46.9%

Net income$17.0M+950%

EPS (diluted)$0.17+950%

Balance sheet

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Cash & equivalents$621.0M-3.3%

Total debt$45.1B-5.5%

Total equity$3.0B+4.7%

Total assets$48.0B-5.8%

Cash flow

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Operating cash flow-$47.0M-166%

Valuation

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Market cap$795.15M-41.8%

Enterprise value$45.28B-6.5%

P/S2.9×-0.7×

Profitability

See full

Net margin48.3%—

Returns & leverage

See full

Return on equity17.3%-4.8pp

Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Navient's provision for credit losses?: Navient (NAVI) reported provision for credit losses of $100M in Q1 2026.
How has Navient's provision for credit losses changed year-over-year?: Navient's provision for credit losses increased by 12.4% year-over-year, from $89M to $100M.
What does provision for credit losses mean?: Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.