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Navient NAVI Restructuring Charges

Restructuring Charges at other companies

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$939K+17.7%

Segments

By segment

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All Other Segments$3M
Business Processing$0
Federal Education Loans$0

Other financials

Income statement

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Revenue$43.0M-46.9%
Net income$25.0M+78.6%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$770.0M+8.1%
Total debt$44.3B-5.9%
Total equity$3.0B+4.7%
Total assets$47.3B-5.8%

Cash flow

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Operating cash flow$143.0M+13.5%

Valuation

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Market cap$853.42M-31.2%
Enterprise value$44.42B-6.7%

Profitability

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Net margin48.3%

Returns & leverage

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Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Reported directly by Navient in its filing.

Tagged under the XBRL concept us-gaap:RestructuringCharges.

The source filing: Navient’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:09 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340245
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Other operating expenses5565112143
Total operating expenses82100171227
Goodwill and acquired intangible asset impairment and amortization expense142
Restructuring/other reorganization expenses323
Total expenses85101177232
Income before income tax expense39187112
Income tax expense144291
Net income$25$14$42$11

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FAQ

What is Navient's restructuring charges?
Navient (NAVI) reported restructuring charges of $3M in Q2 2026.
What is the long-term trend for Navient's restructuring charges?
Over 4 years (2021 to 2025), Navient's restructuring charges has grown at a -8.8% compound annual growth rate (CAGR), from $26M to $18M.
What does restructuring charges mean?
One-time costs from reorganizing operations, including employee severance, facility closure costs, contract termination fees, and asset relocation expenses.

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