What is NBT Bancorp's total provisions for credit losses?

NBT Bancorp (NBTB) reported total provisions for credit losses of $5.58M in Q1 2026.

How has NBT Bancorp's total provisions for credit losses changed year-over-year?

NBT Bancorp's total provisions for credit losses decreased by 26.2% year-over-year, from $7.55M to $5.58M.

What is the long-term trend for NBT Bancorp's total provisions for credit losses?

Over 3 years (2022 to 2025), NBT Bancorp's total provisions for credit losses has grown at a 23.4% compound annual growth rate (CAGR), from $17.15M to $32.25M.

NBT Bancorp NBTB Total provisions for credit losses

Total provisions for credit losses at other companies

International BancsharesIBOC

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HOM

Home BancSharesHOMB

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Segments

By segment

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Banking$5.58M-26.2%

All Other Segments$0—

Retirement Plan Administration$0—

Other financials

Income statement

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Revenue$184.5M+19.3%

Net income$51.1M+39.2%

EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%

Total debt$117.8M+37.6%

Total equity$1.9B+22.3%

Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%

CapEx$4.4M+19.5%

Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%

Enterprise value$1.9B-12.6%

P/E13.6×-2.3×

P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp

FCF margin31.5%+0.9pp

Returns & leverage

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Return on equity10.6%+1.0pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's total provisions for credit losses?: NBT Bancorp (NBTB) reported total provisions for credit losses of $5.58M in Q1 2026.
How has NBT Bancorp's total provisions for credit losses changed year-over-year?: NBT Bancorp's total provisions for credit losses decreased by 26.2% year-over-year, from $7.55M to $5.58M.
What is the long-term trend for NBT Bancorp's total provisions for credit losses?: Over 3 years (2022 to 2025), NBT Bancorp's total provisions for credit losses has grown at a 23.4% compound annual growth rate (CAGR), from $17.15M to $32.25M.