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NBT Bancorp NBTB Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff

Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff at other companies

Paccar logo
PaccarPCAR
$10.1M+0.5%
Healthcare Services Group logo
Healthcare Services GroupHCSG
$3K
Paccar logo
PaccarPCAR
$14M+148%
Healthcare Services Group logo
Healthcare Services GroupHCSG
$74K
Paccar logo
PaccarPCAR
$4.3M+35.4%
Healthcare Services Group logo
Healthcare Services GroupHCSG
$0

Other financials

Income statement

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Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

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Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's financing receivable, year three, originated, two years before current fiscal year, writeoff?
NBT Bancorp (NBTB) reported financing receivable, year three, originated, two years before current fiscal year, writeoff of $479K in Q1 2026.
How has NBT Bancorp's financing receivable, year three, originated, two years before current fiscal year, writeoff changed year-over-year?
NBT Bancorp's financing receivable, year three, originated, two years before current fiscal year, writeoff decreased by 33.7% year-over-year, from $722K to $479K.