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NBT Bancorp NBTB Interest Income, Held-to-maturity

Interest Income, Held-to-maturity at other companies

KeyCorp logo
KeyCorpKEY
$86M+36.5%
Merchants Bancorp logo
Merchants BancorpMBIN
$19.48M-20.0%

Other financials

Income statement

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Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

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Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeSecuritiesHeldToMaturity.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's interest income, held-to-maturity?
NBT Bancorp (NBTB) reported interest income, held-to-maturity of $4.35M in Q1 2026.
How has NBT Bancorp's interest income, held-to-maturity changed year-over-year?
NBT Bancorp's interest income, held-to-maturity decreased by 11.5% year-over-year, from $4.91M to $4.35M.
What is the long-term trend for NBT Bancorp's interest income, held-to-maturity?
Over 4 years (2021 to 2025), NBT Bancorp's interest income, held-to-maturity has grown at a 10.6% compound annual growth rate (CAGR), from $12.55M to $18.78M.
What does interest income, held-to-maturity mean?
This captures interest and dividend income derived from debt securities that the institution intends and has the ability to hold until maturity. Unlike available-for-sale securities, these are typically held for long-term yield rather than active trading or liquidity management. It provides insight into the stable, long-term return profile of the bank's core investment holdings.