Skip to content

NBT Bancorp NBTB Floating Rate Capital Debt

Floating Rate Capital Debt at other companies

International Bancshares logo
International BancsharesIBOC
$1.51M-10.7%

Other financials

Income statement

See full
Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

See full
Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

See full
Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

See full
Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

See full
Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

See full
Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseJuniorSubordinatedDebentures.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about NBT Bancorp's floating rate capital debt.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is NBT Bancorp's floating rate capital debt?
NBT Bancorp (NBTB) reported floating rate capital debt of $1.69M in Q1 2026.
How has NBT Bancorp's floating rate capital debt changed year-over-year?
NBT Bancorp's floating rate capital debt increased by 3.1% year-over-year, from $1.64M to $1.69M.
What is the long-term trend for NBT Bancorp's floating rate capital debt?
Over 4 years (2021 to 2025), NBT Bancorp's floating rate capital debt has grown at a 35.9% compound annual growth rate (CAGR), from $2.09M to $7.13M.
What does floating rate capital debt mean?
This captures interest expense related to junior subordinated debentures, which are highly subordinated debt instruments often used to qualify as Tier 1 or Tier 2 regulatory capital. These instruments typically carry higher interest costs due to their risk profile and long-term nature. It is a key indicator of the cost of maintaining specific layers of the bank's capital structure.