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NBT Bancorp NBTB Interest Income (Expense), after Provision for Loan Loss

Interest Income (Expense), after Provision for Loan Loss at other companies

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Segments

By segment

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Banking$128.75M+29.2%
Retirement Plan Administration$17K-5.6%
All Other Segments$0

Other financials

Income statement

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Revenue$184.5M+19.3%
Net income$51.1M+39.2%
EPS (diluted)$0.98+27.3%

Balance sheet

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Cash & equivalents$716.1M+182%
Total debt$117.8M+37.6%
Total equity$1.9B+22.3%
Total assets$16.2B+16.9%

Cash flow

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Operating cash flow$53.0M+26.3%
CapEx$4.4M+19.5%
Free cash flow$48.6M+26.9%

Valuation

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Market cap$2.5B+9.7%
Enterprise value$1.9B-12.6%
P/E13.6×-2.3×
P/S3.4×-0.4×

Profitability

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Net margin25.3%+1.0pp
FCF margin31.5%+0.9pp

Returns & leverage

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Return on equity10.6%+1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: NBT Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NBT Bancorp's interest income (expense), after provision for loan loss?
NBT Bancorp (NBTB) reported interest income (expense), after provision for loan loss of $128.77M in Q1 2026.
How has NBT Bancorp's interest income (expense), after provision for loan loss changed year-over-year?
NBT Bancorp's interest income (expense), after provision for loan loss increased by 29.2% year-over-year, from $99.67M to $128.77M.
What is the long-term trend for NBT Bancorp's interest income (expense), after provision for loan loss?
Over 4 years (2021 to 2025), NBT Bancorp's interest income (expense), after provision for loan loss has grown at a 9.3% compound annual growth rate (CAGR), from $329.35M to $469.29M.