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nCino, Inc. NCNO Accounts Payable

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Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$2.08B-33.4%
Enterprise value$2.3B-24.9%
P/E156.9×
P/S3.4×-2.0×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccountsPayableCurrent.

The source filing: nCino, Inc.’s 10-Q, filed May 27, 2026.

Filed
May 27, 2026, 5:08 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0001902733-26-000066
Line itemJanuary 31, 2026April 30, 2026
Total assets$1,648,106$1,607,830
Liabilities, redeemable non-controlling interest, and stockholders’ equity
Current liabilities
Accounts payable$14,521$15,710
Accrued expenses and other current liabilities64,37244,488
Deferred revenue, current portion210,552225,049
Debt, current portion, net9,803
Financing obligations, current portion818607

Item 1. Financial Statements

FAQ

What is nCino, Inc.'s accounts payable?
nCino, Inc. (NCNO) reported accounts payable of $15.71M in Q1 2026.
How has nCino, Inc.'s accounts payable changed year-over-year?
nCino, Inc.'s accounts payable increased by 4.0% year-over-year, from $15.1M to $15.71M.
What is the long-term trend for nCino, Inc.'s accounts payable?
Over 5 years (2021 to 2026), nCino, Inc.'s accounts payable has grown at a 54.8% compound annual growth rate (CAGR), from $1.63M to $14.52M.
What does accounts payable mean?
Amounts owed to suppliers and vendors for goods and services received but not yet paid. A primary source of short-term trade financing.

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