What is nCino, Inc.'s current debt?

nCino, Inc. (NCNO) reported current debt of $9.8M in Q1 2026.

How has nCino, Inc.'s current debt changed year-over-year?

nCino, Inc.'s current debt increased by 467.0% year-over-year, from $1.73M to $9.8M.

What is the long-term trend for nCino, Inc.'s current debt?

Over 5 years (2021 to 2026), nCino, Inc.'s current debt has grown at a -100.0% compound annual growth rate (CAGR), from $324K to $0.

What does current debt mean?

The portion of long-term debt maturing within the next 12 months, requiring refinancing or repayment from operating cash flows.

nCino, Inc. NCNO Current Debt

Current Debt at other companies

Fidelity National Information ServicesFIS

$4.16B+276%

ACI WorldwideACIW

$40.96M+17.2%

Customers BancorpCUBI

$70M-30.0%

NBT

NBT BancorpNBTB

$117.81M+37.6%

RenasantRNST

$305.86M+183%

Valley National BankVLY

$63.88M+8.2%

Other financials

Income statement

See full

Revenue$159.4M+10.6%

Gross profit$100.9M+16.8%

Operating income$21.1M+1,496%

Net income$13.6M+145%

EPS (diluted)$0.12+140%

Balance sheet

See full

Cash & equivalents$103.1M-22.8%

Total debt$326.7M+356%

Total equity$970.4M-9.5%

Total assets$1.6B-2.6%

Cash flow

See full

Operating cash flow$81.4M+49.9%

CapEx$614.0K-64.3%

Free cash flow$80.8M+53.6%

Valuation

See full

Market cap$1.6B-25.8%

Enterprise value$1.82B-15.6%

P/E120.6×—

P/S2.6×-1.3×

Profitability

See full

Gross margin61.4%+1.4pp

Operating margin4.3%+3.1pp

Net margin2.2%+1.3pp

FCF margin18.2%—

Returns & leverage

See full

Return on equity1.3%+0.8pp

Debt / equity0.3×+0.3×

Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LongTermDebtCurrent.

The official record: nCino, Inc.’s 10-Q, filed May 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about nCino, Inc.'s current debt.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is nCino, Inc.'s current debt?: nCino, Inc. (NCNO) reported current debt of $9.8M in Q1 2026.
How has nCino, Inc.'s current debt changed year-over-year?: nCino, Inc.'s current debt increased by 467.0% year-over-year, from $1.73M to $9.8M.
What is the long-term trend for nCino, Inc.'s current debt?: Over 5 years (2021 to 2026), nCino, Inc.'s current debt has grown at a -100.0% compound annual growth rate (CAGR), from $324K to $0.
What does current debt mean?: The portion of long-term debt maturing within the next 12 months, requiring refinancing or repayment from operating cash flows.