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nCino, Inc. NCNO Deferred Revenue

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Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$2.08B-33.4%
Enterprise value$2.3B-24.9%
P/E156.9×
P/S3.4×-2.0×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ContractWithCustomerLiabilityCurrent.

The source filing: nCino, Inc.’s 10-Q, filed May 27, 2026.

Filed
May 27, 2026, 5:08 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0001902733-26-000066
Line itemJanuary 31, 2026April 30, 2026
Current liabilities
Accounts payable$14,521$15,710
Accrued expenses and other current liabilities64,37244,488
Deferred revenue, current portion210,552225,049
Debt, current portion, net9,803
Financing obligations, current portion818607
Operating lease liabilities, current portion4,2294,204
Total current liabilities294,492299,861

Item 1. Financial Statements

FAQ

What is nCino, Inc.'s deferred revenue?
nCino, Inc. (NCNO) reported deferred revenue of $225.05M in Q1 2026.
How has nCino, Inc.'s deferred revenue changed year-over-year?
nCino, Inc.'s deferred revenue increased by 10.5% year-over-year, from $203.66M to $225.05M.
What is the long-term trend for nCino, Inc.'s deferred revenue?
Over 5 years (2021 to 2026), nCino, Inc.'s deferred revenue has grown at a 18.8% compound annual growth rate (CAGR), from $89.14M to $210.55M.
What does deferred revenue mean?
Payments received from customers for goods or services to be delivered within one year — recognized as revenue as performance obligations are satisfied.

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