What is nCino, Inc.'s interest expense?

nCino, Inc. (NCNO) reported interest expense of $4.48M in Q1 2026.

How has nCino, Inc.'s interest expense changed year-over-year?

nCino, Inc.'s interest expense increased by 0.7% year-over-year, from $4.45M to $4.48M.

What is the long-term trend for nCino, Inc.'s interest expense?

Over 4 years (2022 to 2026), nCino, Inc.'s interest expense has grown at a 84.3% compound annual growth rate (CAGR), from $1.51M to $17.46M.

What does interest expense mean?

Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.

nCino, Inc. NCNO Interest Expense

Interest Expense at other companies

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$1.38M-49.7%

Fidelity National Information ServicesFIS

$197M+146%

Q2 HoldingsQTWO

$996K-21.0%

Alkami Technology, Inc.ALKT

$2.27M+183%

Diebold NixdorfDBD

$23.3M+8.4%

ACI WorldwideACIW

$12.2M-16.9%

Segments

By segment

See full

Reportable Segment$4.48M+0.7%

Other financials

Income statement

See full

Revenue$159.4M+10.6%

Gross profit$100.9M+16.8%

Operating income$21.1M+1,496%

Net income$13.6M+145%

EPS (diluted)$0.12+140%

Balance sheet

See full

Cash & equivalents$103.1M-22.8%

Total debt$326.7M+356%

Total equity$970.4M-9.5%

Total assets$1.6B-2.6%

Cash flow

See full

Operating cash flow$81.4M+49.9%

CapEx$614.0K-64.3%

Free cash flow$80.8M+53.6%

Valuation

See full

Market cap$1.6B-25.8%

Enterprise value$1.82B-15.6%

P/E120.6×—

P/S2.6×-1.3×

Profitability

See full

Gross margin61.4%+1.4pp

Operating margin4.3%+3.1pp

Net margin2.2%+1.3pp

FCF margin18.2%—

Returns & leverage

See full

Return on equity1.3%+0.8pp

Debt / equity0.3×+0.3×

Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseNonoperating.

The official record: nCino, Inc.’s 10-Q, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is nCino, Inc.'s interest expense?: nCino, Inc. (NCNO) reported interest expense of $4.48M in Q1 2026.
How has nCino, Inc.'s interest expense changed year-over-year?: nCino, Inc.'s interest expense increased by 0.7% year-over-year, from $4.45M to $4.48M.
What is the long-term trend for nCino, Inc.'s interest expense?: Over 4 years (2022 to 2026), nCino, Inc.'s interest expense has grown at a 84.3% compound annual growth rate (CAGR), from $1.51M to $17.46M.
What does interest expense mean?: Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.