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nCino, Inc. NCNO Interest Expense

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Segments

By segment

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Reportable Segment$4.48M+0.7%

Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$2.08B-33.4%
Enterprise value$2.3B-24.9%
P/E156.9×
P/S3.4×-2.0×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseNonoperating.

The source filing: nCino, Inc.’s 10-Q, filed May 27, 2026.

Filed
May 27, 2026, 5:08 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0001902733-26-000066
Line itemThree Months Ended April 30, 2025Three Months Ended April 30, 2026
Income (loss) from operations(1,513)21,119
Non-operating income (expense)
Interest income417366
Interest expense(4,450)(4,481)
Other income (expense), net16,097(333)
Income before income taxes10,55116,671
Income tax provision4,5341,680
Net income6,01714,991

Item 1. Financial Statements

FAQ

What is nCino, Inc.'s interest expense?
nCino, Inc. (NCNO) reported interest expense of $4.48M in Q1 2026.
How has nCino, Inc.'s interest expense changed year-over-year?
nCino, Inc.'s interest expense increased by 0.7% year-over-year, from $4.45M to $4.48M.
What is the long-term trend for nCino, Inc.'s interest expense?
Over 4 years (2022 to 2026), nCino, Inc.'s interest expense has grown at a 84.3% compound annual growth rate (CAGR), from $1.51M to $17.46M.
What does interest expense mean?
Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.

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