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nCino, Inc. NCNO Net debt / EBITDA

Net debt / EBITDA at other companies

Henry (Jack) & Associates logo
Henry (Jack) & AssociatesJKHY
0.2×-0.1×
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
5.2×+2.6×
Q2 Holdings logo
Q2 HoldingsQTWO
1.1×+0.6×
Diebold Nixdorf logo
Diebold NixdorfDBD
1.7×-0.5×
ACI Worldwide logo
ACI WorldwideACIW
1.4×+0.3×
PNC Financial Services logo
PNC Financial ServicesPNC
1.8×+0.6×

Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$1.6B-25.8%
Enterprise value$1.82B-15.6%
P/E120.6×
P/S2.6×-1.3×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Calculated from nCino, Inc.’s reported figures.

Based on the most recent quarter.

The official record: nCino, Inc.’s 10-Q, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is nCino, Inc.'s net debt / EBITDA?
nCino, Inc. (NCNO) reported net debt / EBITDA of 3.3× in Q1 2026.
How has nCino, Inc.'s net debt / EBITDA changed year-over-year?
nCino, Inc.'s net debt / EBITDA increased by 220.8% year-over-year, from -2.7× to 3.3×.
What is the long-term trend for nCino, Inc.'s net debt / EBITDA?
Over 2 years (2024 to 2026), nCino, Inc.'s net debt / EBITDA has grown at a -24.5% compound annual growth rate (CAGR), from -7.3× to 4.1×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.