nCino, Inc. NCNO Ratios & Valuation
| TTM Q1 '27 | TTM Q4 '26 | TTM Q3 '26 | TTM Q2 '26 | TTM Q1 '26 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 61.4%+1.4pp | 60.6%+0.5pp | 60.1%-0.1pp | 60%0.0pp | 60.1%+0.1pp | |
| Operating margin | 4.3%+7.2pp | 0.6%+4.0pp | -0.8%+2.2pp | -3%+2.4pp | -2.9%+4.2pp | |
| Net margin | 2.2%+7.4pp | 0.9%+7.9pp | -3.7%0.0pp | -5.9%+0.2pp | -5.3%+1.9pp | |
| EBITDA margin | 11.1%+7.1pp | 7.7%+4.4pp | 6.4%+2.8pp | 4%+0.8pp | 4.1%+2.1pp | |
| Returns | ||||||
| Return on equity | 1.3%+4.0pp | 0.5%+4.0pp | -2%-0.2pp | -3.1%-0.3pp | -2.7%+0.6pp | |
| Return on assets | 0.8%+2.7pp | 0.3%+2.9pp | -1.4%0.0pp | -2.2%0.0pp | -1.9%+0.7pp | |
| Return on invested capital | 2.4%+4.0pp | 0.3%+2.1pp | -0.5%+1.1pp | -1.7%+1.0pp | -1.6%+1.9pp | |
| Efficiency | ||||||
| Asset turnover | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | |
| Liquidity | ||||||
| Current ratio | 0.9×-0.2× | 1×-0.2× | 1×-0.9× | 1×-0.1× | 1×0.0× | |
| Quick ratio | 0.9×-0.2× | 1×-0.2× | 1×-0.9× | 1×-0.1× | 1×0.0× | |
| Cash ratio | 0.3×-0.2× | 0.3×-0.2× | 0.4×-1.0× | 0.5×-0.1× | 0.5×-0.1× | |
| Leverage | ||||||
| Debt-to-equity | 0.3×+0.3× | 0.3×+0.2× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Debt-to-assets | 0.2×+0.2× | 0.2×+0.1× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | 3.3×+6.0× | 4.1×+6.8× | -0.5×+9.6× | -2.4×— | -2.7×— | |
| Interest coverage | 1.5×+2.9× | 0.2×+2.3× | -0.3×+2.4× | -1.2×+4.3× | -1.4×+6.8× | |
| Per Share | ||||||
| Book value per share | $8.87-3.6% | $9.23-2.4% | $8.99-4.5% | $9.17-1.7% | $9.20-1.3% | |
| Valuation | ||||||
| Market capitalization | $2B-25.8% | $2.45B-37.8% | $3.09B-28.1% | $3.24B-13.5% | $2.7B-18.3% | |
| Enterprise value | $2.23B-15.6% | $2.64B-32.2% | $3.07B-25.3% | $3.18B-13.7% | $2.64B-18.6% | |
| Price / sales | 3.3×-1.6× | 4.1×-3.2× | 5.3×-2.9× | 5.6×-1.7× | 4.8×-1.9× | |
| Price / book | 2.1×-0.5× | 2.3×-1.3× | 3×-1.0× | 3.1×-0.4× | 2.5×-0.6× | |
| EV / EBITDA | 32.7×-83.0× | 57.4×-156× | 82.1×-140× | 137.4×— | 115.8×— | |
| EV / sales | 3.6×-1.1× | 4.4×-2.8× | 5.2×-2.6× | 5.6×-1.7× | 4.7×-1.9× | |
| Earnings yield | 0.7%+1.7pp | 0.2%+1.2pp | -0.7%-0.3pp | -1%-0.2pp | -1.1%0.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are nCino, Inc.'s profit margins?
- nCino, Inc. (NCNO) runs a 61.4% gross margin and a 4.3% operating margin, with a 2.2% net margin.
- Where do nCino, Inc.'s ratios come from?
- Every ratio is computed from nCino, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.