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nCino, Inc. NCNO Interest coverage

Interest coverage at other companies

Henry (Jack) & Associates logo
Henry (Jack) & AssociatesJKHY
118.8×+74.7×
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
3.6×-1.2×
Q2 Holdings logo
Q2 HoldingsQTWO
-5.4×-2.2×
Alkami Technology, Inc. logo
Alkami Technology, Inc.ALKT
-4×-1.9×
Diebold Nixdorf logo
Diebold NixdorfDBD
2.8×+1.4×
ACI Worldwide logo
ACI WorldwideACIW
5.9×+0.7×

Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$1.61B-25.8%

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Calculated from nCino, Inc.’s reported figures.

Based on trailing twelve months.

The official record: nCino, Inc.’s 10-Q, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is nCino, Inc.'s interest coverage?
nCino, Inc. (NCNO) reported interest coverage of 1.5× in Q1 2026.
How has nCino, Inc.'s interest coverage changed year-over-year?
nCino, Inc.'s interest coverage increased by 210.7% year-over-year, from -1.4× to 1.5×.
What is the long-term trend for nCino, Inc.'s interest coverage?
Over 5 years (2021 to 2026), nCino, Inc.'s interest coverage has grown at a -76.9% compound annual growth rate (CAGR), from -327.8× to 0.2×.
What does interest coverage mean?
Trailing-twelve-month operating income (EBIT) divided by interest expense. Measures how many times over the company can cover its interest payments from operating profit.