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nCino, Inc. NCNO Restricted Cash

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Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$2.1B-30.9%
Enterprise value$2.32B-22.1%
P/E158.4×
P/S3.4×-1.9×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RestrictedCashAndCashEquivalentsAtCarryingValue.

The source filing: nCino, Inc.’s 10-Q, filed May 27, 2026.

Filed
May 27, 2026, 5:08 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0001902733-26-000066
Line itemThree Months Ended April 30, 2025Three Months Ended April 30, 2026
Reconciliation of cash, cash equivalents, and restricted cash, end of period:
Cash and cash equivalents$133,230$102,813
Restricted cash included in prepaid expenses and other current assets173
Restricted cash included in long-term prepaid expenses and other assets350146
Total cash, cash equivalents, and restricted cash, end of period$133,580$103,132
Supplemental disclosure of cash flow information
Cash paid for interest$4,145$4,361
Cash paid for taxes, net of refunds750622

Item 1. Financial Statements

FAQ

What is nCino, Inc.'s restricted cash?
nCino, Inc. (NCNO) reported restricted cash of $173K in Q1 2026.
What does restricted cash mean?
Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.

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