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NMI Holdings Inc. NMIH Unearned premiums

Unearned premiums at other companies

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Other financials

Income statement

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Revenue$183.5M+5.9%
Net income$99.3M-3.1%
EPS (diluted)$1.280.0%

Balance sheet

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Cash & equivalents$70.7M-4.8%
Total debt$8.5M-17.4%
Total equity$2.6B+13.4%
Total assets$3.9B+13.1%

Cash flow

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Operating cash flow$116.1M+14.8%
CapEx$1.1M-35.5%
Free cash flow$115.0M+15.6%

Valuation

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Market cap$2.92B+1.3%
P/E7.6×-0.1×
P/S4.1×-0.2×

Profitability

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Net margin53.8%-2.1pp
FCF margin59.7%+3.3pp

Returns & leverage

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Return on equity15.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by NMI Holdings Inc. in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: NMI Holdings Inc.’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NMI Holdings Inc.'s unearned premiums?
NMI Holdings Inc. (NMIH) reported unearned premiums of $43.68M in Q1 2026.
How has NMI Holdings Inc.'s unearned premiums changed year-over-year?
NMI Holdings Inc.'s unearned premiums decreased by 26.2% year-over-year, from $59.18M to $43.68M.
What is the long-term trend for NMI Holdings Inc.'s unearned premiums?
Over 5 years (2020 to 2025), NMI Holdings Inc.'s unearned premiums has grown at a -17.1% compound annual growth rate (CAGR), from $118.82M to $46.66M.
What does unearned premiums mean?
This represents the portion of insurance premiums received that relates to the unexpired term of the insurance policies. It is a liability because the company is obligated to provide coverage for the remaining duration of the policy. This metric is essential for understanding the company's future revenue recognition and potential claim obligations.