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Norwood Financial NWFL Gain (Loss) on Sale of Mortgage Loans

Gain (Loss) on Sale of Mortgage Loans at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$265K-2.6%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$642K+15.9%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$314K-46.9%
HBT
HBT Financial, Inc.HBT
$331K+31.3%
First Merchants Corporation logo
First Merchants CorporationFRME

Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSaleOfMortgageLoans.

The official record: Norwood Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's gain (loss) on sale of mortgage loans?
Norwood Financial (NWFL) reported gain (loss) on sale of mortgage loans of $76K in Q1 2026.
How has Norwood Financial's gain (loss) on sale of mortgage loans changed year-over-year?
Norwood Financial's gain (loss) on sale of mortgage loans increased by 61.7% year-over-year, from $47K to $76K.
What is the long-term trend for Norwood Financial's gain (loss) on sale of mortgage loans?
Over 2 years (2021 to 2025), Norwood Financial's gain (loss) on sale of mortgage loans has grown at a 35.7% compound annual growth rate (CAGR), from $177K to $326K.
What does gain (loss) on sale of mortgage loans mean?
Reflects the realized profit or loss generated from selling mortgage loans into the secondary market. This metric indicates the bank's ability to generate non-interest income through mortgage banking activities rather than holding loans to maturity. It is a key indicator of the bank's secondary market execution and mortgage origination strategy.