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Norwood Financial NWFL Allowance for credit losses

Allowance for credit losses at other companies

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$1.86M+96.3%
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$4.53K
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-$28K-122%
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$177.43K-25.6%

Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForOtherCreditLosses.

The official record: Norwood Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's allowance for credit losses?
Norwood Financial (NWFL) reported allowance for credit losses of $1.51M in Q1 2026.
How has Norwood Financial's allowance for credit losses changed year-over-year?
Norwood Financial's allowance for credit losses increased by 63.1% year-over-year, from $923K to $1.51M.
What does allowance for credit losses mean?
This represents the periodic expense recognized to maintain an adequate allowance for potential losses on loans and other credit-related assets. It reflects management's assessment of credit risk within the portfolio and directly impacts the income statement based on expected future credit defaults.