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Norwood Financial NWFL Effective Income Tax Rate Reconciliation Nondeductible Earning And Proceeds Life Insurance Percent

Effective Income Tax Rate Reconciliation Nondeductible Earning And Proceeds Life Insurance Percent at other companies

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Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept nwfl:EffectiveIncomeTaxRateReconciliationNondeductibleEarningAndProceedsLifeInsurancePercent.

The official record: Norwood Financial’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's effective income tax rate reconciliation nondeductible earning and proceeds life insurance percent?
Norwood Financial (NWFL) reported effective income tax rate reconciliation nondeductible earning and proceeds life insurance percent of -0.7% in Q4 2025.
What does effective income tax rate reconciliation nondeductible earning and proceeds life insurance percent mean?
Represents the percentage impact on the effective tax rate resulting from non-deductible earnings or proceeds derived from bank-owned life insurance policies. This metric helps investors understand how tax-exempt or non-deductible insurance income influences the company's overall tax burden.