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Norwood Financial NWFL State income taxes – net of federal income tax benefit

State income taxes – net of federal income tax benefit at other companies

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0.3%-0.2pp
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Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes.

The official record: Norwood Financial’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's state income taxes – net of federal income tax benefit?
Norwood Financial (NWFL) reported state income taxes – net of federal income tax benefit of 0.1% in Q4 2025.
What does state income taxes – net of federal income tax benefit mean?
The percentage point impact of state and local income taxes on the company's overall effective tax rate. This metric quantifies the relative burden of regional taxation compared to the federal statutory rate. It is useful for assessing the tax efficiency of the company's geographic footprint.