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Norwood Financial NWFL Shortterm Debt Average Outstanding Amount

Shortterm Debt Average Outstanding Amount at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$326.03M+0.8%

Other financials

Income statement

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Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

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Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

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Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

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Market cap$339.57M+44.4%
P/E13.2×-186×
P/S3.6×-0.7×

Profitability

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Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

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Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:ShorttermDebtAverageOutstandingAmount.

The official record: Norwood Financial’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Norwood Financial's shortterm debt average outstanding amount?
Norwood Financial (NWFL) reported shortterm debt average outstanding amount of $18.17M in Q4 2025.
How has Norwood Financial's shortterm debt average outstanding amount changed year-over-year?
Norwood Financial's shortterm debt average outstanding amount decreased by 66.9% year-over-year, from $54.87M to $18.17M.
What does shortterm debt average outstanding amount mean?
The average balance of short-term debt obligations, such as federal funds purchased or commercial paper, held by the bank throughout the reporting period. This metric provides insight into the bank's reliance on short-term wholesale funding to manage daily liquidity needs. It is a key indicator of the bank's sensitivity to short-term interest rate fluctuations.