Skip to content

Norwood Financial NWFL Tier 1 Leverage Adequacy Requirement

Tier 1 Leverage Adequacy Requirement at other companies

CB Financial Services logo
CB Financial ServicesCBFV
$61.67M+1.1%

Other financials

Income statement

See full
Revenue$27.3M+34.9%
Net income$3.7M-35.4%
EPS (diluted)$0.35-44.4%

Balance sheet

See full
Cash & equivalents$102.6M+36.0%
Total debt$18.1M-91.7%
Total equity$283.9M+28.6%
Total assets$2.9B+22.8%

Cash flow

See full
Operating cash flow$6.0M-34.1%
CapEx$455.0K-51.2%
Free cash flow$5.5M-32.1%

Valuation

See full
Market cap$350.14M+46.1%
P/E13.6×-62.0×
P/S3.7×-0.3×

Profitability

See full
Net margin27.1%+24.9pp
FCF margin28%-15.4pp

Returns & leverage

See full
Return on equity10.2%+9.6pp
Debt / equity0.1×-1.0×

Where this comes from

Reported directly by Norwood Financial in its filing.

Tagged under the XBRL concept us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy.

The official record: Norwood Financial’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

Ask your AI about Norwood Financial's tier 1 leverage adequacy requirement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Norwood Financial's tier 1 leverage adequacy requirement?
Norwood Financial (NWFL) reported tier 1 leverage adequacy requirement of $97.09M in Q4 2025.
How has Norwood Financial's tier 1 leverage adequacy requirement changed year-over-year?
Norwood Financial's tier 1 leverage adequacy requirement increased by 4.4% year-over-year, from $92.97M to $97.09M.
What is the long-term trend for Norwood Financial's tier 1 leverage adequacy requirement?
Over 5 years (2020 to 2025), Norwood Financial's tier 1 leverage adequacy requirement has grown at a 5.9% compound annual growth rate (CAGR), from $72.99M to $97.09M.
What does tier 1 leverage adequacy requirement mean?
This represents the minimum Tier 1 capital required relative to total consolidated assets, serving as a non-risk-based backstop for capital adequacy. It ensures that a bank maintains a sufficient capital base regardless of the risk-weighting assigned to its assets. This metric is essential for evaluating the bank's overall leverage and fundamental solvency.