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Orange County Bancorp OBT Lease Liability Payments - Due Year Four

Lease Liability Payments - Due Year Four at other companies

M&T Bank logo
M&T BankMTB
$89M-6.3%
Greene County Bancorp logo
Greene County BancorpGCBC
$283K+22.0%
Capital Bancorp logo
Capital BancorpCBNK
$1.4M+217%
ACNB logo
ACNBACNB
$701K+61.5%
OFG Bancorp logo
OFG BancorpOFG
$2.02M+8.0%
Customers Bancorp logo
Customers BancorpCUBI
$4.96M+3.2%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour.

The official record: Orange County Bancorp’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's lease liability payments - due year four?
Orange County Bancorp (OBT) reported lease liability payments - due year four of $555K in Q4 2025.
How has Orange County Bancorp's lease liability payments - due year four changed year-over-year?
Orange County Bancorp's lease liability payments - due year four increased by 43.8% year-over-year, from $386K to $555K.
What is the long-term trend for Orange County Bancorp's lease liability payments - due year four?
Over 4 years (2021 to 2025), Orange County Bancorp's lease liability payments - due year four has grown at a 4.5% compound annual growth rate (CAGR), from $466K to $555K.
What does lease liability payments - due year four mean?
The contractual cash obligations for operating and finance leases due in the fourth year following the balance sheet date. This is part of the long-term lease maturity schedule that helps investors assess the company's future fixed cost burden. It allows for better modeling of long-term capital allocation and cash flow stability.