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Orange County Bancorp OBT Net Interest Income

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.37B+9.0%
M&T Bank logo
M&T BankMTB
$1.75B+3.4%
Valley National Bank logo
Valley National BankVLY
$471.53M+12.2%
CTB
Community Trust BancorpCTBI
$58.78M+14.7%
Greene County Bancorp logo
Greene County BancorpGCBC
$20.19M+24.5%
Capital Bancorp logo
Capital BancorpCBNK
$49.4M+7.3%

Segments

By segment

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Banking$27.9M+18.1%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's net interest income?
Orange County Bancorp (OBT) reported net interest income of $27.9M in Q1 2026.
How has Orange County Bancorp's net interest income changed year-over-year?
Orange County Bancorp's net interest income increased by 18.1% year-over-year, from $23.63M to $27.9M.
What is the long-term trend for Orange County Bancorp's net interest income?
Over 4 years (2021 to 2025), Orange County Bancorp's net interest income has grown at a 14.5% compound annual growth rate (CAGR), from $60.46M to $104.06M.
What does net interest income mean?
This is the difference between the interest income generated from interest-earning assets and the interest expense paid on interest-bearing liabilities. It represents the core profitability of the bank's lending and investment activities. As the primary driver of banking revenue, it is essential for evaluating the bank's net interest margin and overall earnings power.