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Orange County Bancorp OBT Deferred Tax Assets Non Accrual Interest

Deferred Tax Assets Non Accrual Interest at other companies

Center Bancorp logo
Center BancorpCNOB
$373K+35.6%
The Bancorp logo
The BancorpTBBK
$3.57M+79.1%
Hope Bancorp logo
Hope BancorpHOPE
$3.34M-29.8%
National Bank Holdings logo
National Bank HoldingsNBHC
$1.16M+11.8%
Provident Financial Services logo
Provident Financial ServicesPFS
$674K-16.5%
Flagstar Bank
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Flagstar Bank FLG
$70M+536%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept obt:DeferredTaxAssetsNonAccrualInterest.

The official record: Orange County Bancorp’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's deferred tax assets non accrual interest?
Orange County Bancorp (OBT) reported deferred tax assets non accrual interest of $177K in Q4 2025.
How has Orange County Bancorp's deferred tax assets non accrual interest changed year-over-year?
Orange County Bancorp's deferred tax assets non accrual interest decreased by 16.5% year-over-year, from $212K to $177K.
What is the long-term trend for Orange County Bancorp's deferred tax assets non accrual interest?
Over 5 years (2020 to 2025), Orange County Bancorp's deferred tax assets non accrual interest has grown at a -13.0% compound annual growth rate (CAGR), from $355K to $177K.
What does deferred tax assets non accrual interest mean?
This metric represents the deferred tax asset associated with interest income that has been accrued for financial reporting but is not yet taxable, or related to non-accrual loan adjustments. It highlights the tax impact of the bank's asset quality and the timing of revenue recognition for tax purposes. It is a key indicator of how credit-related accounting adjustments influence the bank's tax position.