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Year five at other companies

M&T Bank logo
M&T BankMTB
$13.37B+21.2%
Center Bancorp logo
Center BancorpCNOB
$1.9B
International Bancshares logo
International BancsharesIBOC
$907.68M+16.4%
Capital Bancorp logo
Capital BancorpCBNK
Customers Bancorp logo
Customers BancorpCUBI
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's year five?
Orange County Bancorp (OBT) reported year five of $365.61M in Q1 2026.
How has Orange County Bancorp's year five changed year-over-year?
Orange County Bancorp's year five increased by 23.7% year-over-year, from $295.52M to $365.61M.
What is the long-term trend for Orange County Bancorp's year five?
Over 2 years (2023 to 2025), Orange County Bancorp's year five has grown at a 47.1% compound annual growth rate (CAGR), from $129.06M to $279.29M.
What does year five mean?
This represents the portion of financing receivables scheduled to mature or be collected during the fifth year following the reporting period. It provides insight into the long-term tail of the bank's loan portfolio. This helps investors understand the bank's commitment to long-term lending and its associated interest rate risk profile.