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Orange County Bancorp OBT Impaired Financing Receivable Excluding Accrued Interest Collectively Evaluated

Impaired Financing Receivable Excluding Accrued Interest Collectively Evaluated at other companies

Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$1.72B+14.6%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$4.53M-38.7%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$59.3M-39.0%
NEC
Northeast Community BancorpNECB
0
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$642K-35.9%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$71.43M-31.7%

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept obt:ImpairedFinancingReceivableExcludingAccruedInterestCollectivelyEvaluated.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's impaired financing receivable excluding accrued interest collectively evaluated?
Orange County Bancorp (OBT) reported impaired financing receivable excluding accrued interest collectively evaluated of $1.89B in Q1 2026.
How has Orange County Bancorp's impaired financing receivable excluding accrued interest collectively evaluated changed year-over-year?
Orange County Bancorp's impaired financing receivable excluding accrued interest collectively evaluated increased by 4.2% year-over-year, from $1.81B to $1.89B.
What is the long-term trend for Orange County Bancorp's impaired financing receivable excluding accrued interest collectively evaluated?
Over 2 years (2023 to 2025), Orange County Bancorp's impaired financing receivable excluding accrued interest collectively evaluated has grown at a 4.7% compound annual growth rate (CAGR), from $1.72B to $1.89B.
What does impaired financing receivable excluding accrued interest collectively evaluated mean?
This metric measures the total outstanding balance of financing receivables, excluding accrued interest, that are evaluated for impairment on a collective basis. It captures the volume of loans that, while not individually significant, are monitored as a group for potential credit impairment. This provides insight into the general health and performance of the bank's standard lending segments.