Skip to content

Orange County Bancorp OBT Tier One Leverage Capital Required To Be Well Capitalized To Average Assets

Tier One Leverage Capital Required To Be Well Capitalized To Average Assets at other companies

Amalgamated Financial Corp. logo
Amalgamated Financial Corp.AMAL
$0.050.0%
Tompkins Financial logo
Tompkins FinancialTMP
$0.050.0%
ESQ
Esquire Financial Holdings, Inc.ESQ
5%0.0pp
Heritage Financial logo
Heritage FinancialHFWA
$0.050.0%
Orange County Bancorp logo
Orange County BancorpOBT
5%0.0pp
WSFS Financial logo
WSFS FinancialWSFS
$0.050.0%

Other financials

Income statement

See full
Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

See full
Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

See full
Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

See full
Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

See full
Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

See full
Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about Orange County Bancorp's tier one leverage capital required to be well capitalized to average assets.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Orange County Bancorp's tier one leverage capital required to be well capitalized to average assets?
Orange County Bancorp (OBT) reported tier one leverage capital required to be well capitalized to average assets of 5% in Q1 2026.
How has Orange County Bancorp's tier one leverage capital required to be well capitalized to average assets changed year-over-year?
Orange County Bancorp's tier one leverage capital required to be well capitalized to average assets decreased by 0.0% year-over-year, from 5% to 5%.
What is the long-term trend for Orange County Bancorp's tier one leverage capital required to be well capitalized to average assets?
Over 5 years (2020 to 2025), Orange County Bancorp's tier one leverage capital required to be well capitalized to average assets has grown at a -60.2% compound annual growth rate (CAGR), from 500% to 5%.
What does tier one leverage capital required to be well capitalized to average assets mean?
This metric quantifies the relationship between the Tier 1 capital required to meet the well-capitalized regulatory standard and the bank's average total assets. It provides a standardized view of the capital buffer the bank must maintain to demonstrate superior financial stability. By comparing this to actual capital levels, investors can assess the bank's capital cushion and its capacity for future growth or dividend payments.