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OFG Bancorp OFG Q1 2025 earnings

Reported April 23, 2025 · Before market open

Revenue$166.7MMiss by $11.3M
EPS$1.00Beat by $0.03
Revenue estimate$178.0M
EPS estimate$0.97

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$186.5M
EPS estimate$1.25

Financials

Q1 2025

Income statement

See full
Revenue$178.6M+2.4%
Net income$45.6M-8.3%
EPS (diluted)$1.00-4.8%

Balance sheet

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Cash & equivalents$710.6M-5.8%
Total debt$20.8M-13.2%
Total equity$1.3B+6.6%
Total assets$11.7B+5.1%

Cash flow

See full
Operating cash flow$83.1M+36.2%
CapEx$4.4M-29.7%
Free cash flow$78.7M+43.6%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$1.82B+4.9%
Enterprise value$1.13B+12.5%
P/E9.4×0.0×
P/S2.5×+0.1×

Profitability

See full
Net margin27.1%+0.6pp
FCF margin35.6%-4.9pp

Returns & leverage

See full
Return on equity15.5%-0.6pp
Debt / equity0×0.0×

FAQ

When did OFG Bancorp report Q1 2025 earnings?
OFG Bancorp (OFG) reported Q1 2025 earnings on April 23, 2025 before market open.
What were OFG Bancorp's Q1 2025 revenue and EPS?
OFG Bancorp reported revenue of $166.7M and eps of $1.00 for Q1 2025.
Did OFG Bancorp beat estimates in Q1 2025?
Revenue missed the consensus estimate of $178.0M by $11.3M. EPS beat the consensus estimate of $0.97 by $0.03.
Where can I find OFG Bancorp's Q1 2025 SEC filings?
You can read the 8-K earnings release (0001030469-25-000012) and the 10-Q periodic report (0001030469-25-000019) directly on SEC EDGAR. The filing index links above go to sec.gov.