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OFG Bancorp OFG Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of 10 Percent Adverse Change in Discount Rate

Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of 10 Percent Adverse Change in Discount Rate at other companies

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$00.0%
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First BanCorpFBP
10.8%+0.1pp
QCR Holdings logo
QCR HoldingsQCRH
$21.19M+528%
American International Group logo
American International GroupAIG
$70.53B+6.8%
Enova International logo
Enova InternationalENVA
$346.18M+8.4%
Kodiak Gas Services logo
Kodiak Gas ServicesKGS
-$1.91M-126%

Other financials

Income statement

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Revenue$186.0M+4.1%
Net income$53.9M+18.4%
EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%
Total debt$22.1M+6.2%
Total equity$1.4B+5.5%
Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%
CapEx$4.4M+0.1%
Free cash flow$68.8M-12.6%

Valuation

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Market cap$2.03B-5.5%
Enterprise value$1.42B-2.2%
P/E9.5×-1.6×
P/S2.8×-0.3×

Profitability

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Net margin28.9%+1.8pp
FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept us-gaap:SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate.

The official record: OFG Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 10 percent adverse change in discount rate?
OFG Bancorp (OFG) reported sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 10 percent adverse change in discount rate of 299,200,000% in Q1 2026.
How has OFG Bancorp's sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 10 percent adverse change in discount rate changed year-over-year?
OFG Bancorp's sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 10 percent adverse change in discount rate decreased by 1.4% year-over-year, from 303,500,000% to 299,200,000%.
What is the long-term trend for OFG Bancorp's sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 10 percent adverse change in discount rate?
Over 5 years (2020 to 2025), OFG Bancorp's sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 10 percent adverse change in discount rate has grown at a 9.0% compound annual growth rate (CAGR), from -189,100,000% to 291,300,000%.
What does sensitivity analysis of fair value, transferor's interests in transferred financial assets, impact of 10 percent adverse change in discount rate mean?
This metric measures the potential reduction in the fair value of retained interests in transferred financial assets resulting from a 10 percent adverse shift in the discount rate. It provides insight into the valuation risk and volatility inherent in the company's securitization or asset transfer activities. Investors use this to assess how sensitive the balance sheet is to changes in market-based valuation assumptions.