What is OP Bancorp's total provisions for credit losses?

OP Bancorp (OPBK) reported total provisions for credit losses of -$131K in Q2 2026.

How has OP Bancorp's total provisions for credit losses changed year-over-year?

OP Bancorp's total provisions for credit losses decreased by 110.9% year-over-year, from $1.21M to -$131K.

What is the long-term trend for OP Bancorp's total provisions for credit losses?

Over 3 years (2022 to 2025), OP Bancorp's total provisions for credit losses has grown at a 4.0% compound annual growth rate (CAGR), from $3.18M to $3.58M.

OP Bancorp OPBK Total provisions for credit losses

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Other financials

Income statement

See full

Revenue$25.7M+8.6%

Net income$8.0M+26.0%

EPS (diluted)$0.53+26.2%

Balance sheet

See full

Cash & equivalents$175.1M-14.8%

Total debt$9.9M-19.4%

Total equity$238.6M+11.7%

Total assets$2.7B+7.0%

Cash flow

See full

Operating cash flow$7.7M+37.4%

CapEx$114.0K-92.0%

Free cash flow$7.6M+81.3%

Valuation

See full

Market cap$240.69M+23.1%

Enterprise value$75.5M+2,979%

P/E8.3×-0.5×

P/S2.4×+0.2×

Profitability

See full

Net margin29.2%+3.9pp

FCF margin27.6%-16.2pp

Returns & leverage

See full

Return on equity12.8%+1.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OP Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: OP Bancorp’s 8-K, filed July 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OP Bancorp's total provisions for credit losses?: OP Bancorp (OPBK) reported total provisions for credit losses of -$131K in Q2 2026.
How has OP Bancorp's total provisions for credit losses changed year-over-year?: OP Bancorp's total provisions for credit losses decreased by 110.9% year-over-year, from $1.21M to -$131K.
What is the long-term trend for OP Bancorp's total provisions for credit losses?: Over 3 years (2022 to 2025), OP Bancorp's total provisions for credit losses has grown at a 4.0% compound annual growth rate (CAGR), from $3.18M to $3.58M.