What is OP Bancorp's gross charge-offs?

OP Bancorp (OPBK) reported gross charge-offs of $31K in Q1 2026.

How has OP Bancorp's gross charge-offs changed year-over-year?

OP Bancorp's gross charge-offs decreased by 76.2% year-over-year, from $130K to $31K.

What is the long-term trend for OP Bancorp's gross charge-offs?

Over 2 years (2023 to 2025), OP Bancorp's gross charge-offs has grown at a 0.2% compound annual growth rate (CAGR), from $864K to $867K.

OP Bancorp OPBK Gross charge-offs

Gross charge-offs at other companies

PCB BancorpPCB

——

Other financials

Income statement

See full

Revenue$24.6M+10.4%

Net income$7.2M+30.1%

EPS (diluted)$0.48+29.7%

Balance sheet

See full

Cash & equivalents$160.3M-19.4%

Total debt$10.5M+14.3%

Total equity$232.7M+10.8%

Total assets$2.7B+7.4%

Cash flow

See full

Operating cash flow$7.7M+37.4%

CapEx$114.0K-92.0%

Free cash flow$7.6M+81.3%

Valuation

See full

Market cap$223.26M+21.9%

Enterprise value$73.51M-1,032%

P/E8.2×0.0×

P/S2.3×+0.2×

Profitability

See full

Net margin28.2%+2.9pp

FCF margin27.6%-16.2pp

Returns & leverage

See full

Return on equity12.3%+1.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OP Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff.

The official record: OP Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

Ask your AI about OP Bancorp's gross charge-offs.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is OP Bancorp's gross charge-offs?: OP Bancorp (OPBK) reported gross charge-offs of $31K in Q1 2026.
How has OP Bancorp's gross charge-offs changed year-over-year?: OP Bancorp's gross charge-offs decreased by 76.2% year-over-year, from $130K to $31K.
What is the long-term trend for OP Bancorp's gross charge-offs?: Over 2 years (2023 to 2025), OP Bancorp's gross charge-offs has grown at a 0.2% compound annual growth rate (CAGR), from $864K to $867K.