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OptimumBank Holdings OPHC Accrued interest

Accrued interest at other companies

Home Federal BancorpHFBL

$1.92M+6.7%

PCB BancorpPCB

$10.95M-0.1%

Equity BancsharesEQBK

$39.97M+49.2%

Burke & Herbert Financial Services Corp.BHRB

$37.63M+9.1%

Five Star BancorpFSBC

$18.26M-16.0%

JPMorgan ChaseJPM

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Other financials

Income statement

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

Market cap$71.65M+34.4%

Enterprise value-$65.72M-47.1%

P/E4.1×+0.5×

P/S1.3×+0.1×

Profitability

Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestReceivable.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's accrued interest?: OptimumBank Holdings (OPHC) reported accrued interest of $3.99M in Q1 2026.
How has OptimumBank Holdings's accrued interest changed year-over-year?: OptimumBank Holdings's accrued interest increased by 21.5% year-over-year, from $3.29M to $3.99M.
What is the long-term trend for OptimumBank Holdings's accrued interest?: Over 5 years (2020 to 2025), OptimumBank Holdings's accrued interest has grown at a 348.3% compound annual growth rate (CAGR), from $2K to $3.62M.
What does accrued interest mean?: Interest expense accrued but not yet paid on outstanding debt obligations, based on contractual interest rates and time elapsed.