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OptimumBank Holdings OPHC Earnings yield

Earnings yield at other companies

JPMorgan ChaseJPM

7.4%-1.3pp

Bank of AmericaBAC

9.1%+0.4pp

Wells Fargo & CompanyWFC

8.9%+0.3pp

Home Federal BancorpHFBL

11.1%+3.0pp

PCB BancorpPCB

12.6%+1.9pp

MainStreet Bancshares, Inc.MNSBP

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Other financials

Income statement

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

Market cap$71.65M+34.4%

Enterprise value-$65.72M-47.1%

P/E4.1×+0.5×

P/S1.3×+0.1×

Profitability

Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Calculated from OptimumBank Holdings’s reported figures.

net income/market cap=28.1%

Based on trailing twelve months.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's earnings yield?: OptimumBank Holdings (OPHC) reported earnings yield of 28.1% in Q1 2026.
How has OptimumBank Holdings's earnings yield changed year-over-year?: OptimumBank Holdings's earnings yield decreased by 7.1% year-over-year, from 30.3% to 28.1%.
What is the long-term trend for OptimumBank Holdings's earnings yield?: Over 4 years (2021 to 2025), OptimumBank Holdings's earnings yield has grown at a 0.1% compound annual growth rate (CAGR), from 33.9% to 34%.
What does earnings yield mean?: Trailing-twelve-month net income divided by market capitalization at the quarter end — the inverse of the P/E ratio, expressed as a percentage.