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OptimumBank Holdings OPHC Interest-bearing deposits in banks and other financial institutions

Interest-bearing deposits in banks and other financial institutions at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$290.1B-28.2%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$141.24B-0.8%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$16.52M
PCB Bancorp logo
PCB BancorpPCB
$242.62M+30.8%
Equity Bancshares logo
Equity BancsharesEQBK
$932K
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%
Enterprise value-$65.72M-47.1%
P/E4.1×+0.5×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositsInBanks.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's interest-bearing deposits in banks and other financial institutions?
OptimumBank Holdings (OPHC) reported interest-bearing deposits in banks and other financial institutions of $124.94M in Q1 2026.
How has OptimumBank Holdings's interest-bearing deposits in banks and other financial institutions changed year-over-year?
OptimumBank Holdings's interest-bearing deposits in banks and other financial institutions decreased by 3.8% year-over-year, from $129.91M to $124.94M.
What is the long-term trend for OptimumBank Holdings's interest-bearing deposits in banks and other financial institutions?
Over 5 years (2020 to 2025), OptimumBank Holdings's interest-bearing deposits in banks and other financial institutions has grown at a 29.3% compound annual growth rate (CAGR), from $29.11M to $105.21M.
What does interest-bearing deposits in banks and other financial institutions mean?
These are cash balances held by the company in other financial institutions that generate interest income. This asset class reflects the company's strategy for managing excess cash while maintaining high liquidity. It is a common component of treasury management for large financial services firms.