How has OptimumBank Holdings's increase (decrease) in deposits changed year-over-year?

OptimumBank Holdings's increase (decrease) in deposits increased by 99.6% year-over-year, from $80.74M to $161.13M.

What is the long-term trend for OptimumBank Holdings's increase (decrease) in deposits?

Over 2 years (2021 to 2023), OptimumBank Holdings's increase (decrease) in deposits has grown at a 13.8% compound annual growth rate (CAGR), from $101.7M to $131.68M.

OptimumBank Holdings OPHC Increase (Decrease) in Deposits

Increase (Decrease) in Deposits at other companies

JPMorgan ChaseJPM

$120.39B+41.6%

Bank of AmericaBAC

$18.93B-21.4%

Wells Fargo & CompanyWFC

$28.74B+385%

Home Federal BancorpHFBL

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PCB BancorpPCB

——

Equity BancsharesEQBK

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Other financials

Income statement

See full

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

See full

Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+34.4%

Enterprise value-$65.72M-47.1%

P/E4.1×+0.5×

P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

See full

Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OptimumBank Holdings in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInDeposits.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's increase (decrease) in deposits?: OptimumBank Holdings (OPHC) reported increase (decrease) in deposits of $161.13M in Q1 2026.
How has OptimumBank Holdings's increase (decrease) in deposits changed year-over-year?: OptimumBank Holdings's increase (decrease) in deposits increased by 99.6% year-over-year, from $80.74M to $161.13M.
What is the long-term trend for OptimumBank Holdings's increase (decrease) in deposits?: Over 2 years (2021 to 2023), OptimumBank Holdings's increase (decrease) in deposits has grown at a 13.8% compound annual growth rate (CAGR), from $101.7M to $131.68M.